Portsmouth Areas We Cover

PO1 heritage waterfront and Spice Island, hospitality, office and small-cap retail. Heritage pubs, boutique B&B and independent hospitality stock dominant, with HMS Victory, the Mary Rose and the Historic Dockyard driving the tourism flow that underwrites the hospitality refinance book. Cynergy Bank, Allied Irish Bank (UK), Metro Bank and Shawbrook the most active on the hospitality acquisition and refinance ticket.

PO1 Land Securities outlet retail and leisure flagship at Gunwharf Quays, marina-front mixed-use and the Spinnaker Tower tourism anchor. Prime central retail investment and waterfront mixed-use territory with HSBC UK business banking nearby and OakNorth and private credit active on 5M-plus deals. NatWest, Lloyds and Barclays compete hardest on the prime Gunwharf retail unit ticket.

PO1 retail spine running Commercial Road and the Cascades Centre, the central retail pitch with Class E flexibility post-2020. Class E plus sui generis HMO change-of-use volume is among the heaviest in the network, with Commercial Road semi-commercial parade investment dominant. NatWest (Commercial Road commercial team) and Lloyds active on the central pitches.

PO5 boutique retail and F&B corridor around Albert Road, Elm Grove and Osborne Road, plus serviced-office stock on the upper floors. Independent restaurants, delis, coffee, small-cap professional services and live planning pipeline for Class E cafe and hospitality change-of-use. Owner-occupier and semi-commercial parade investment dominant, with the Southsea student HMO belt adjacent.

PO4 and PO5 Southsea seafront leisure, hotel and holiday-let cluster running along Clarence Esplanade and the Common. Hotel and B&B refinance and acquisition territory, with the Clocktower mixed-use scheme and the wider seafront leisure pitch driving the hospitality book. Cynergy Bank, Allied Irish Bank (UK) and Metro Bank lead the hotel ticket.

PO4 residential-heavy district with rising mixed-use, retail parade investment and shop-with-flat semi-commercial stock. Smaller-cap semi-commercial investment territory, with Fordingbridge Road and Henderson Road comparables in the 350K to 400K bracket from recent sold-data. Cambridge & Counties Bank and Aldermore active on the smaller-ticket semi-commercial.

PO2 terraced HMO conversion zone, the densest part of the Portsmouth HMO conversion belt. C4 to seven-bed-plus sui generis HMO change-of-use volume is heavy here, with Paragon, Together and Foundation Home Loans very active on the multi-block HMO portfolio refinance ticket and InterBay Commercial and LendInvest picking up the trickier short-lease and stretched-LTV cases.

PO2 Tipner Regeneration zone and Stamshaw light-industrial transition, the live mixed-use regen anchor on the harbour fringe. Light-industrial owner-occupier candidates with defence supply-chain covenant chains and emerging mixed-use refinance territory, with OakNorth and private credit active on 5M-plus regen-adjacent deals.

PO2 and PO3 out-of-town retail park and light-industrial corridor on the M27 fringe. Voyager Park, Airport Service Road industrial and trade-counter stock dominant on the owner-occupier ticket, with Shawbrook, InterBay Commercial, LendInvest, NatWest and Lloyds active on industrial-warehouse deals.

PO6 Lakeside North Harbour (IBM-legacy 1.5 million square foot Grade B office park), Queen Alexandra Hospital and the Cosham retail centre. Suburban office investment territory anchored by the Lakeside campus, with Lloyds Commercial (Cosham) and Santander Corporate active on the local commercial book. Care-home freeholds along the A2030 corridor add Shawbrook and Hampshire Trust Bank to the mix.

PO6 suburban district centre and care-home corridor along the A2030 north of Queen Alexandra Hospital. Care-home freehold stock and dental, GP and allied-health premises dominant on the owner-occupier side, with Shawbrook, Allica Bank, Cambridge & Counties Bank and Hampshire Trust Bank the most active on healthcare owner-occupier in this belt.

PO11 Hayling Island and Havant fringe on the borough boundary, hotel and holiday-let market on the south-coast seafront. Holiday-let portfolio and small hotel acquisition territory technically in Havant LA but in the Portsmouth catchment, with Cynergy Bank, Allied Irish Bank (UK) and Together active on holiday-let portfolio refinance and hotel acquisition deals.