Send us your Portsmouth commercial mortgage enquiry
Indicative terms within 48 hours across the PO postcode footprint and the wider Solent corridor. No cost for the initial assessment. Your deal stays confidential.
Deal enquiry
Tell us about the property and the borrower. We'll come back to you within 2 business hours to discuss.
Get in touch
Phone
07595 366094Hours
Monday to Friday, 8am to 6pm
Coverage
Full PO1 to PO6 Portsmouth footprint, Hayling Island fringe, wider Solent corridor and South Hampshire.
Prefer to explore first?
- > Model your repayments with our commercial mortgage calculator
- > Review mortgage products owner-occupier / investment / semi-commercial / portfolio / trading-business
- > Browse Portsmouth areas we cover
- > How the process works
Contact FAQs
How quickly will I hear back after contacting Portsmouth Commercial Mortgages?
We respond to all enquiries within 2 hours during business hours (Monday to Friday, 8am to 6pm). Initial deal feedback and indicative terms are typically delivered within 48 hours of receiving full property and trading details. Most Portsmouth cases run from first call to indicative terms inside two business days.
What information do you need to give me an indicative quote?
At minimum: property address and type (owner-occupier, investment, semi-commercial, trading-business), purchase price or current value, your deposit or existing equity, the rental income or trading EBITDA, and a brief borrower background. For investment deals we also want the lease summary; for owner-occupiers and trading businesses we want the last 2 to 3 years of accounts. Sector-specific evidence helps speed indicative pricing across Queen Alexandra Hospital healthcare ancillary, Gunwharf and Old Portsmouth hospitality, Southsea HMO portfolios and Voyager Park defence supply chain industrial.
Is there a cost for the initial consultation?
No. The initial deal assessment, indicative terms and lender shortlisting are always free. We are only paid by the lender on successful completion of your mortgage. Our fee is included in the arrangement fee shown on the term sheet, no separate broker fee on the vast majority of cases.
Do you cover the whole Portsmouth area and the wider Solent corridor?
Yes. The full PO1 to PO6 city footprint (including Old Portsmouth, Portsea and Gunwharf Quays, Southsea Inner and Albert Road, Cosham and Lakeside North Harbour, Stamshaw and Tipner Regeneration) plus the PO11 Hayling Island fringe across the Havant borough boundary and the wider M27 Solent corridor with the cross-Solent industrial market.
What loan sizes do you work on?
Commercial mortgage facilities from £150K to £10M+ across the eight commercial mortgage product lines. Smaller deals below £150K are typically better served by high-street SME products; we can still refer those where appropriate. Larger lots above £5M go to the specialist mid-market and private-credit desks on the panel.