Portsmouth Commercial Mortgage Case Studies
Representative Portsmouth and Solent corridor commercial mortgages we've placed recently across HMO portfolio refinance, defence supply chain industrial, Queen Alexandra Hospital healthcare ancillary, Gunwharf and Old Portsmouth hospitality, owner-occupier freehold, investment and mixed-use bridge-to-let. Product type, lender, pricing and the reason the file landed where it did.
Southsea Seafront and Common
Student HMO portfolio refinance, Southsea PO4
Nine-property student HMO portfolio (52 bed-spaces)
£2.65M facility at 74% LTV
- Facility: £2.65M
- Property value: £3.60M
- LTV: 74%
- Rate: 7.45% pa
Portsea and Gunwharf Quays
Leisure asset refinance, Gunwharf Quays
Waterfront restaurant-and-bar trading asset, Gunwharf Quays catchment
£2.20M facility at 70% LTV
- Facility: £2.20M
- Property value: £3.15M
- LTV: 70%
- Rate: 7.95% pa
Cosham and Lakeside North Harbour
Multi-let office investment acquisition, Lakeside North Harbour
Single multi-let office building, Lakeside North Harbour campus
£3.45M facility at 70% LTV
- Facility: £3.45M
- Property value: £4.95M
- LTV: 70%
- Rate: 7.15% pa
Cosham and Lakeside North Harbour
Dental practice freehold purchase, Queen Alexandra Hospital catchment
Owner-occupier mixed NHS-and-private dental practice freehold
£985K facility at 73% LTV
- Facility: £985K
- Property value: £1.35M
- LTV: 73%
- Rate: 6.45% pa
City Centre and Commercial Road
Retail parade refinance, Cascades Centre catchment
Four-unit retail parade adjacent to the Cascades Centre
£2.85M facility at 70% LTV
- Facility: £2.85M
- Property value: £4.10M
- LTV: 70%
- Rate: 7.35% pa
Southsea Inner and Albert Road
Independent restaurant freehold purchase, Albert Road
Free-of-tie independent restaurant freehold, Albert Road F&B spine
£665K facility at 72% LTV
- Facility: £665K
- Property value: £925K
- LTV: 72%
- Rate: 7.45% pa
Stamshaw and Tipner Regeneration
Mixed-use bridge-to-let, Tipner Regeneration zone
Vacant mixed-use freehold (Class E ground + 7 flats above), Tipner Regeneration fringe
£1.45M facility at 74% LTV
- Bridge facility: £1.45M
- Acquisition value: £1.95M
- Bridge LTV: 74%
- Bridge rate: 0.88% pm
Drayton and Farlington
Care home freehold refinance, Drayton
Owner-operator 36-bed nursing-and-residential care home freehold
£2.05M facility at 72% LTV
- Facility: £2.05M
- Property value: £2.85M
- LTV: 72%
- Rate: 7.95% pa
Old Portsmouth and Spice Island
Heritage hotel acquisition, Old Portsmouth
Independent 22-bedroom heritage hotel and restaurant freehold
£2.95M facility at 70% LTV
- Facility: £2.95M
- Property value: £4.20M
- LTV: 70%
- Rate: 8.05% pa
Hilsea
Defence supply chain industrial refinance, Voyager Park
Single-let 38,000 sqft B2/B8 industrial investment, Voyager Park
£3.25M facility at 70% LTV
- Facility: £3.25M
- Property value: £4.65M
- LTV: 70%
- Rate: 6.95% pa
Case studies are representative examples. Names and identifying detail are anonymised at the borrower's request. Lender attributions reflect deals placed within the past 24 months.
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